Getting a home loan these days is not an easy task, not that it ever has been. But changes in regulations, and lenders and underwriters who are scrutinizing documents more… Read more »
Tag: mortgages
Are You Waiting to Buy or Sell? Mortgage Rates Projected to Increase
Fannie Mae, the National Association of REALTORS, and the Mortgage Bankers Association are all projecting that INTEREST RATES are going to increase this year, reaching around 4% by 2013 year… Read more »
An Interesting Interest-Rate Infographic
Just to put it all in perspective, here is an infographic from the California Association of REALTORS (C.A.R.) depicting the history of interest rates. We have it pretty good right… Read more »
Realestate-ese: The 4506T Request for Transcript of Tax Records
First off let me say I am NOT a mortgage professional, so I do not know all the ins and outs of the 4506T Request for Transcript of Tax Records… Read more »
New National Flood Insurance Program Extension Authorized in July 2012
There is some excellent news for potential homeowners who would need to purchase FLOOD INSURANCE required by their mortgage company in many communities throughout the US. This new bill, the… Read more »
Repair Requirements for FHA Loans
If you are considering using an FHA loan to purchase your new home, or are already qualified, it’s important as a CARLSBAD BUYER to understand that there may be certain… Read more »
Short Sale vs. Foreclosure
Here’s an article written by a friend of mine. Rather than try to summarize I thought I would just share it in its entirety. *********************** SHORT SALE or FORECLOSURE?? In… Read more »
Want to Help YOUR Kid Buy a Home in California?
Let’s face it, California remains an expensive place to buy a home, despite the shifts in the last few years. And there are many new buyers who are simply not… Read more »
Have You Been Paying Attention? To Interest Rates?
If you have been paying attention, you know. But if not, you may not realize that home mortgage interest rates are rising fairly significantly. I wouldn’t even want to quote… Read more »