There is some excellent news for potential homeowners who would need to purchase FLOOD INSURANCE required by their mortgage company in many communities throughout the US. This new bill, the… Read more »
Realestate-ese – EMD (Earnest Money Deposit)
EMD, or EARNEST MONEY DEPOSIT, is an important part of the offer process. You will often hear this called simply a DEPOSIT or EARNEST MONEY but you will see EMD… Read more »
Day 65 – Attend the Del Mar Races and Bet on the Ponies
The DEL MAR RACES have been famous for years and are a MUST DO for many here in Southern California, and from elsewhere around the country. Whether you attend OPENING… Read more »
Realestate-ese: POF (Proof of Funds)
POF stands for PROOF OF FUNDS. Providing Proof of Funds is essential in a real estate transaction, especially for foreclosures and short sales where this will be demand up front… Read more »
Realestate-ese – A Series for Buyers and Sellers
Having worked in a couple of different industries I have come to realize that the lingo used in a particular field can be confusing. This is especially true in REAL… Read more »
Using Electronic Signatures with Docusign – A Tutorial
I am using ELECTRONIC SIGNATURES (on DOCUSIGN) most of the time (except for REOs and short sales where they are typically not accepted by the banks) since it makes life… Read more »
Repair Requirements for FHA Loans
If you are considering using an FHA loan to purchase your new home, or are already qualified, it’s important as a CARLSBAD BUYER to understand that there may be certain… Read more »
When You Snooze You May Lose in Today’s Housing Market
This seems to be becoming more and more true in this increasingly competitive real estate market in our area, and around the country. I shared my thoughts on this issue… Read more »
Driving on the Southern California Freeways – Things to Know
If you are relocating here there are some things to know about our major roads, in addition to the fact that we call them FREEWAYS, not HIGHWAYS as we did… Read more »
8 Tips for Your Relocation (Part 3 of a 3-Part Series)
In this last article in the series on RELOCATION TIPS we talk about 3 important issues – (1) flexibility; (2) financial issues; and (3) lifestyle changes Read the full article… Read more »
8 Tips for Your Relocation (Part 2 of a 3-Part Series)
In Part 2 of this series of RELOCATION TIPS for your move to Carlsbad or elsewhere in Southern California, we talk about (1) the disadvantage of being at a distance,… Read more »
The Cannon Art Gallery in Carlsbad – The Exquisite Garden
The current exhibit at the CANNON ART GALLERY in Carlsbad in an amazing creation, filling the gallery from wall to wall and to the ceiling with found and recycled objects… Read more »